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2002 Bragg Report On Guaranteed Issue/Simplified
Issue For All Lines
Separately Analyzes "Preferred Managerial" Versus "Other
Employee" Mortality.
Studies all Forms from True Group to Individual
Non-Underwritten.
Controls for Sound Handling of These Types of
Business.
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Here
Table of Contents
Introduction
Policy Regarding Use Of Tables And Reports
Sources of Data
Description of Main Data
Main Displays: All Business
Preferred, Managerial, or Large Amount > $250,000
Standard or Other Employees
Preferred and Standard Combined
Overall Comments
Method of Construction of Main Displays
Transformation Factor Research
Table I Transformation Factors
Projection Of Mortality
Loss Of Select Status
Socio-Economic And Other Explanations of Mortality Differences
Socio-Economic Data from Tokyo Paper: Actively-At-Work And Participation Rules
Fully Leveraged Coli
Term Conversions
Detailed Discussions:
Group Life Insurance Worksite Business Non-Medical Business
Simplified Issue
Non Underwritten Business (Other Than Fully Leveraged Coli)
Insurability Option
Group Conversions
Injured Worker Mortality
Inner City Mortality MDO
Inner City Mortality Table (1995 Bragg)
Graded Benefit Life Insurance
Pre-Need Life Insurance
Guaranteed Death Benefits in Deferred Annuity Plans
Other Situations Where Neither Anti-Selection Nor Selection
Exists
Detailed White-Green Sheet Runs by Issue Age And Duration
For:
Bragg Non-Medical Data
Bragg Simplified Data
Bragg Non-Underwritten Data
Summary and Conclusions
Contact
Jack Bragg
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