Agenda Items for Bragg Associates Actuaries Mortality Seminar 

• Appropriateness of 2002 Bragg Life Tables:
  
  Description of Data Block.
  Fit of Data at Older Ages and High Durations.
   
• Comparisons with Other Tables:
  
  2001 VBT.
  Annuity 2000.
  RP 2000 Healthy Annuitant.
  RP 2000 Blended with Collar Adjustment.
   
• Actuarial Approach to Life Settlements and Charitable Giving:
  
  Range of Mortality Variations.
  Mortality Ratio Database by Impairment.
  Software to Perform Life Evaluations.
  
   
• Life Settlement Examples:
  
  Health Expectancy.
  Probability of Death by End of Year x.
  Premium/Benefit Comparison.
  
   
• Guides to Underwriting:
  
  Special Considerations at 75 and Over with Amount > $500,000.
  Evidence of Insurability.
  Standard Risks.
  Substandard Risks.
  Changing Health.
  
   
• Bragg Associates Raw Data at 70 and Up – Preferred
  
   
• Projection Scales – Annual Decrease - Male and Female
   
• Bragg Immediate Annuity Tables – Preferred – 2002 Static
   
• Single Premium Immediate Annuity Rates:
  
  Net Single Premiums per $1 – Annuity 2000.
  Net Single Premiums per $1 – Bragg Immediate Annuity Table, Preferred. 2002 Static
  Net Single Premiums per $1 - 2005 Issues - Fully Projected
   
• Comparison of Mortality for Various Markets:

BIAT 2002 Preferred.
Other Individual Annuities
Super-Preferred Life Insurance – Nonsmoking Ultimate.
Standard Life Insurance – Nonsmoking Ultimate.
Standard Life Insurance – Smoking Ultimate.
Group Annuity – White Collar.
Group Annuity – Blue Collar.
Group Annuity – Total.

• Large Single Premium Immediate Annuities at Older Ages:
  
      “Reverse Underwriting”

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Revised: 06/15/10.